A factory withdraws 200,000 yuan from after-tax profits every year and deposits it in the bank. If the annual interest rate is 65,438+00%, the available reserve fund for the factory after five years is: 20+20× 65,438+00 %× 5)+(20+20× 65,438+00 %× 4)+(20+20).

=20×5+20× 10%×(5+4+3+2+ 1)

= 65438+300,000 yuan