Compared with stocks, funds are less risky and less profitable. Stock returns are great, but risks are also great. In short, benefits and risks coexist. If you want to invest in the fund, you can take your ID card to the local bank.
Investment must pay attention to two points:
First, choose a fund company with good performance and choose a good fund variety in this good fund company. Every company has several funds.
Second, we must choose the right time to buy. When the stock market was depressed and investors were desperate and pessimistic, the net value of the funds at that time was low, and some even fell below the face value.
Third, choose a good selling opportunity and sell decisively when the market sentiment is high and the stock index hits record highs. Don't be greedy, only in this way can you make money.
Although it is said that it is expert financial management and long-term investment, if you choose the wrong fund company and variety and the timing of trading, you will still lose money.
If you can't take risks, you can buy a risk-free money fund first, and the yield is roughly equivalent to a one-year time deposit after tax. After you fully understand the fund, you can convert it into a stock fund or a configuration fund at an appropriate time.