I used my dream money first, the new express in the second month, and I stopped giving it in the third month. With the development of modern society, more and more people begin to accept the concept of consumption in advance. Many people use credit cards to enjoy spending in advance by applying for credit cards, but some people fail to get loans for some reasons.

1. What kind of dream-fulfilling gold is it?

The installment amount of Yuan Meng Metal's credit card in CITIC Bank refers to the automatic installment after the customer's credit card spending reaches a certain amount, so it is neither a loan nor a credit card. Since the amount of the dream-realizing gold card is a temporary amount of the credit card, which is included in the total credit line of the credit card, the maximum amount of the dream-realizing gold card is 6 times of the credit card amount. When the dream-realizing gold card is issued, the automatic staging function of the dream-realizing gold card will be turned on by default within the validity period of the card. And the default initial installment amount is 500 yuan. The series is 24. Gold is staged. The installment amount will occupy the cardholder's fixed installment amount. And give priority to occupying special temporary quotas in stages. The limit cannot be restored.

Second, how to open the CITIC Dream Grant

1. Handle the credit card of China CITIC Bank. Yuan Meng gold products can only be applied by credit card holders of CITIC Bank.

2. Keep credit information and card records. CITIC Mengyuan Gold Card is based on the credit information of CITIC Bank cardholders and the purpose of the card. Automatic evaluation.

3. CITIC Bank will comprehensively evaluate the applicant's credit status and consumption purpose at the time of application. Determine whether to approve the card application.

4. Applicants can apply for dream grants through official channels. Including but not limited to customer service hotline, mobile phone card space, official website, official WeChat, marketing SMS, telephone sales, etc.

As can be seen from the above, dream-dream-dream money can only be handled by credit card, and there will be a sum of money, but the amount is usually about 6 times that of credit card. Many people can't afford it after spending a lot. After overdue, they must communicate with the bank, tell the reason and explain their repayment plan.