After all, the probation period is usually one to three months, and after the probation period, I will pay you five insurances and one gold. Ordinary couriers don't have five insurances and one gold, and couriers have great job mobility and frequent substitutions. Therefore, employees will not pay five insurances and one gold.
Five insurances and one gold refer to several kinds of security benefits provided by employers, including basic old-age insurance, basic medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. "On-the-job employees shall pay the housing provident fund in accordance with the regulations.
Proportion of five insurances and one gold paid by units and individuals:
1. Pension insurance contribution ratio: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).
2. The proportion of medical insurance payment: 9% for the unit and 2% for the individual+3 yuan.
3. Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual.
4. Payment ratio of work-related injury insurance: the unit pays 0.5% for you every month, and employees don't have to pay. Work-related injury insurance determines its work-related injury rate according to the industry scope divided by the unit, with the range of 0.5%-2%.
5. Maternity insurance payment ratio: the unit pays 1% for you every month, and employees don't have to pay a penny.
6. Housing provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. The employer shall pay the housing accumulation fund at 12% of the salary. Units and individuals are 65438+ 02% of salary.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 58
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.