There are two ways to charge the fund: first, the front-end charge, which is the default, that is, the handling fee will be paid in proportion when buying every month, which increases the cost of fixed investment. If you buy at the bank counter, the handling fee is 1.5%. If you buy in online banking, the handling fee is 60-20%. If you buy on the fund company's website, the minimum handling fee is 40%. There is a redemption fee ranging from 0.25% to 0.5% at the time of redemption. There is also a back-end charge, that is, there is no handling fee when you buy it every month, but you can redeem it when it reaches the time specified by the fund company (ranging from 3 years to 10 years), and there is no handling fee, which can save a lot of handling fees in the long run. Therefore, it is best to choose a fund with back-end charges for fixed investment funds. Not all funds have a back end. Second, change the cash dividend into dividend reinvestment, so that if the fund company pays dividends, all cash will be automatically repurchased, and there is no handling fee for this part of the fund. If there is no money to make a fixed investment this month or the market rises very high, and the fund price is also very high, you can also stop investing for one or two months, which will not affect the future fixed investment, but don't stop investing for three months in a row. If the investment is stopped for three consecutive months, the fixed investment will automatically stop. Fourth, when the stock market is in a bull market, funds also rise a lot. At this time, the investment can be appropriately reduced. If the stock market is in a bear market, you can appropriately increase investment and increase the fund share. Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and one of the four largest banks in China. China Industrial and Commercial Bank has the largest customer base in China, one of the largest commercial banks in China and one of the top 500 enterprises in the world. Its basic task is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction. 2014 65438+1October 29th, China Industrial and Commercial Bank signed a share purchase agreement, China Industrial and Commercial Bank agreed to buy 60% of the issued shares of Standard Bank London Holdings Limited, and standard bank group ltd Limited signed the share purchase agreement as the guarantor of Standard Bank London's obligations under the share purchase agreement. 20 14 12, approval of China industrial and commercial bank's acquisition of China Banking Regulatory Commission, UK Prudential Supervision Bureau and South African Reserve Bank. 2065438+On June 22nd, 2006, the "World Brand Conference" sponsored by World Brand Lab was held in Beijing, and the analysis report of "China 500 Most Valuable Brands" was released at the conference, and China Industrial and Commercial Bank ranked third. In August of 20 16, China industrial and commercial bank ranked 4th among the top 500 Chinese enterprises in 20 16. 20 17 February, brand finance released the list of the top 500 global brands in 20 17, and China Industrial and Commercial Bank ranked 10. On July 3rd, 20654381day, the Fortune China 500 list was released, and China Industrial and Commercial Bank ranked seventh.