List of 2023 Treasury Bond Issuance Time and Interest Rate Table The 2023 Treasury Bond Issuance Time is from March to November, and is issued from the 10th to 19th of each month; then the following is a list of 2023 Treasury Bond Issuance Time and Interest Rate Table prepared by the editor for you.

Please refer to it.

2023 Treasury Bond Issuance Time and Interest Rate Table 2023 Treasury Bond Issuance Time and Interest Rate Table The savings bond issuance plan for the first quarter of 2023 is here, take a sneak peek.

In the first quarter, savings bonds are planned to be issued in March, and the type of issuance will be certificate type.

The issuance start date is March 10, with terms of three and five years.

The method of interest payment is one-time repayment of principal and interest.

You still remember the annual interest rate of the savings bonds issued in November 2022.

The annual interest rate is 3.05% for three years and 3.22% for five years.

I wonder if the interest rate will change in March 2023?

Since bank wealth management products have broken the rigid redemption policy since 2022, savings bonds have become even more precious when wealth management products no longer guarantee principal and interest.

The 2023 treasury bonds will be issued from March to November, on the 10th to 19th of each month; the interest rate is subject to the central bank’s pre-issuance announcement. According to current analysis, it should be slightly higher than this year.

There are three ways to purchase savings treasury bonds (electronic): 1. Outlet counters: There are 40 outlet counters among members of the savings treasury bond underwriting syndicate from 2021 to 2023.

2. Online banking: Online banking for 29 members of the underwriting syndicate.

3. Mobile banking: Mobile banking of these four banks, Industrial and Commercial Bank of China, Postal Savings Bank of China, China Merchants Bank, and Bank of Jiangsu.

Savings bonds (electronic type) are easier to buy than savings bonds (certificate type).

Many friends reported that electronic products are not easy to buy, so I summarized my personal successful purchase experience and shared them with everyone in my previous article.

If you have new friends who haven’t seen it, you can also check out my original article. I hope it can help you.

Bond fund issuance risk analysis and bond market adjustment data show that as of May 6, based on the subscription deadline, 137 bond funds have been issued this year.

The issuance scale of bond funds climbed from 12.765 billion in January to 64.095 billion at the end of April.

Among all fund issuance shares, the proportion of bond funds climbed to 84.81% from 10.89% at the beginning of this year.

Since the beginning of this year, due to the poor performance of the equity market, bond funds have begun to become a hot-selling product, and the number of products ending early remains high.

Data shows that since the beginning of this year, 192 funds in Japan have ended their fundraising ahead of schedule, including 116 partial debt funds.

In the second quarter, 65 funds were raised in advance, including 51 partial debt funds.

Since 2022, the equity market has experienced great fluctuations, and debt funds have been favored by investors.

It is worth noting that the issuance of bond funds is relatively hot.

From the perspective of issuance share, bond funds account for more than 80% of the issuance market. Recently, more than 70% of products have been raised in advance, including short-term debt funds and medium and long-term pure debt funds.

Behind the hot issues, potential risks may be gathering.

Many fund professionals reminded that judging from historical data, ultra-loose funding will not last long, and the risk of adjustment in the bond market cannot be ignored.

According to sources, the main reason for the popularity of bond funds is that the funds have a high degree of risk aversion, and low-risk investment varieties have become investors' financial optimization in due course.

Things to note when buying treasury bonds: 1. Go early. Many people say that treasury bonds are undecided by banks and cannot be purchased at all.

This idea is really wrong.

Because I went to the bank late, I couldn't buy it.

Treasury bonds generally start selling at 8:30 in the morning on the 10th, so you must rush to the bank before 8:00.

There are indeed many people buying government bonds now, but it is very different from the popularity of previous years.

Several times, just before nine o'clock, our bank also bought treasury bonds for customers.

And every bank’s opening hours are different, even if it’s the same bank.

Treasury bonds are on sale at 8:30, and some banks have just opened.

Some banks open at 7:30.

Take the post office, for example.

In many big cities, it opens on time at 8:30.

But in many counties and towns, they open at 7:30.

So, you think it's fast to arrive before 8:30, and the bank has just opened.

But elsewhere, customers were already sitting at the counter, waiting to enter their passwords.

No matter how fast you are, you can't beat others.

2. How is debt interest calculated?

If you buy treasury bonds from a bank, you will be given a purchase receipt after purchasing.

Be sure to keep them.

For electronic Treasury bonds, interest is recorded once a year.

The annual interest will be automatically transferred to the checking account you purchased.

Therefore, you must check it carefully and deposit the interest again in time, so that compound interest and interest can be realized, and the interest can be rolled over.

3. Can treasury bonds be withdrawn in advance?

Treasury bonds support early withdrawals.