At present, you can subscribe for reits funds in fund institutions, such as Tian Tian Fund, Alipay, WeChat, JD Finance, Love Fund, Bank, etc. You can also purchase reits funds on the brokerage platform. After opening, you can find the trading authority of convenient funds in the stock account business and follow the process. After the opening, you can wait for the sale. When selling, investors can subscribe directly in the stock account.
1. What is a real estate investment trust?
1, REITs is a kind of trust fund, the full name of which is Real Estate Investment Trust Fund. It is an important means to manage the real estate investment by specialized investment institutions and distribute the comprehensive investment income to investors in proportion.
2. Simply put, a fund manager found a group of investors to invest in real estate or infrastructure projects with the raised funds. These projects will generate certain returns, such as rent. After deducting the management fee of the fund manager, the money earned is distributed to everyone. The fund manager is REITs management company, whose job is to manage real estate trust funds, collect management fees from its shareholders, and pay dividends to shareholders regularly after deducting related expenses. If properly managed, these real estate investment projects can obtain considerable fixed income.
3. The purpose of REITs is to transform commercial real estate with weak liquidity into securities assets with strong liquidity, and the main income sources of REITs are cash flow generated by real estate: rent and future asset appreciation.
4. However, REITs are not limited to investing in real estate. This time, the first batch of domestic public offering REITs focused on infrastructure, covering four major areas: toll roads, industrial parks, garbage and sewage treatment and warehousing and logistics.
Second, what are the advantages of REITs fund?
1, low investment threshold.
As we all know, judging from the current housing price, if the cost of direct investment in real estate is generally high, especially in big cities, a set of two rooms and one living room is often millions or even tens of millions, which is not easy for ordinary investors. If you buy REITs, hundreds or thousands of dollars can be realized, which lowers the investment threshold and prevents you from missing investment opportunities because of insufficient funds.
Taking the first batch of public offering REITs as an example, the minimum threshold for off-site subscription is between 100 yuan and 1000 yuan, and the minimum threshold for on-site subscription of public offering REITs listed on Shanghai Stock Exchange is 1000 yuan; The minimum subscription threshold for public offering REITs listed on Shenzhen Stock Exchange is 65,438+0,000. Take Shekou Property Garden as an example, the subscription price per share is 2.3 1 yuan, and 1 000 shares need at least 23 10 yuan.
2. Diversify investment risks.
Public offering of REITs has a low correlation with the performance of large-scale assets such as stocks and bonds, which is a differentiated supplement to traditional investment tools and helps investors to diversify asset allocation and risk among different assets. At the same time, the performance correlation of REITs products in different regional markets is also low, which can also spread the risks between regions. Investors can buy different REITs products and invest in real estate projects in different regions according to their own preferences, so as to avoid locking in a property and realize diversified investment allocation.
3. The dividend ratio is high.
Real estate investment trust funds have a compulsory dividend system. According to the regulatory requirements, the annual allocation of public offering REITs shall not be less than 1 time, and more than 90% of the annual distributable amount of infrastructure funds shall be allocated to investors. This is similar to the interest of bonds, but higher than bonds.
4. Good liquidity.
Investing in REITs is different from investing directly in real estate. Real estate can be regarded as an illiquid asset with a long investment cycle. Buying and selling transactions require a series of procedures. If mortgage is involved, it may last for several months, so it is difficult to close the deal immediately. By investing in REITs, investors can sell REITs in the securities market like stocks, funds and ETFs, which improves the liquidity of the portfolio and reduces the investment risk.