1. Asset allocation: Swiss accounts can be used to store and invest various assets, such as cash, stocks, bonds and funds. Due to the security and stability of the Swiss financial system, many investors put their funds into Swiss accounts to realize asset diversification.

2. Privacy protection: Swiss banks are famous for their strict customer privacy protection, and Swiss accounts can provide high privacy protection. Under the premise of complying with laws and regulations, customers' personal information and account dynamics will be fully kept confidential.

3. Cross-border payment: Swiss accounts can be used for cross-border payment and remittance. Customers can make international remittances through the platform of HSBC to meet business and personal needs.