My personal suggestion is to stick to it at this stage, and the redemption may be sold at the floor price, because the properties of the two banks are already very cheap and are unlikely to plummet. Moreover, the stock market can't just fall without rising. There should be a wave of market in the second half of the year or early next year. When it is relatively high, it is considering redemption. For example, the stock market rose above 3200 points.