One is to pay medical insurance premiums for employees.
One of the important sources of medical insurance pooling fund is the medical insurance premium paid by employees. These expenses are borne by the employees and their units, and are usually determined according to the employee's salary base and contribution ratio. It is compulsory to pay medical insurance premiums for employees, in order to ensure that everyone has adequate medical insurance.
Second, government financial subsidies.
In addition to the medical insurance premiums paid by employees, government financial subsidies are also an important source of medical insurance pooling funds. The government will subsidize the medical insurance pooling fund according to factors such as economic development, medical security demand and fund income and expenditure. These subsidies help to ensure the stable operation of the fund and ensure that the insured can enjoy adequate medical security.
Third, other sources.
In addition to the above two main sources, the medical insurance pooling fund may also obtain funds through other channels. For example, some areas may raise funds through social donations and lottery public welfare funds. Supplementary medical insurance pooling fund. Although these sources of funds are relatively few, they also ease the pressure on the fund to some extent.
To sum up:
The money of the medical insurance pooling fund mainly comes from the medical insurance premiums paid by employees and government financial subsidies. The payment of employees' medical insurance premiums ensures the basic source of funds of the fund, while the government financial subsidies play a role in ensuring the stable operation of the fund. In addition, funds from other sources have also supplemented the medical insurance pooling fund to some extent. These sources of funds * * * isomorphically form the support system of the medical insurance pooling fund, which provides reliable medical security for the insured.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23 provides that:
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
This clause clarifies the obligations of employees to pay medical insurance premiums and the responsibilities of employers, and provides a stable source of funds for the medical insurance pooling fund.
People's Republic of China (PRC) social insurance law
Article 50 provides that:
When the social insurance fund is insufficient to pay, the people's governments at or above the county level shall give subsidies.