Yu 'ebao is 643.5 yuan at the beginning of each month, lasting 15 years. How much is the principal and interest? Yu 'ebao is a money fund, and its income is very stable, but it will not be too high, or it will be higher than one-year time deposit.
At present, the interest on one-year deposits is 3%, and the income from Yu 'ebao is generally 4%.
If you do this, you will save 643.5 yuan every month and stick to 15 years.
The principal is 1 15830.
The interest for the first month is: 643.5*0.04/ 12.
The interest of the second month is: 643.5*0.04/ 12*2.
The interest for the third month is: 643.5*0.04/ 12*3.
The interest in the last month of 15 is: 643.5 * 0.04/12 *12 *15.
The total interest is: 643.5 * 0.04/12+643.5 * 0.04/12 * 2+643.5 * 0.04/12 * 3+643.5 * 0.04//kloc-.
Namely: 643.5 * 0.04/12 * (1+2+3+4+-180) = 643.5 * 0.04/12 *16290.
So your total assets are115830+34942.05 =150772.05 yuan.
Yu 'ebao has 700 yuan interest every month. How much is the principal? The balance treasure is docked with the money fund, which is calculated according to the annualized income of 2.5 17% on the 7th today.
The principal *2.5 170%/365*30=700, so the principal is about 338,000.
I saved 300 yuan in Yu 'ebao, and I can get much. Now the annual interest rate of Yu 'ebao is 4.224%, which is changing at any time.
At the current interest rate:
300 yuan deposit 1 day interest =300*4.224%/365=0.03 yuan.
I deposit money in Yu 'ebao, 2000 yuan per month. Now the daily income of 10,000 yuan is about 1.2 yuan, and the daily income of 2,000 yuan is about 0.24 yuan. The monthly income interest is around 7.2 yuan.
1W yuan deposit balance treasure 1 month? 10000 yuan deposit balance treasure, calculated according to the income of today's balance treasure of 0.84 yuan per 10,000 yuan, the monthly income is around 25 yuan.
Income calculation: (confirmed amount of Yu 'ebao/10000 )X every ten thousand income announced by the fund company on the same day.
The funds transferred to Yu 'ebao shall be confirmed by the fund company on the second working day, and the income from the confirmed share shall be calculated and included in Yu 'ebao funds. Please check the income after the next day of share confirmation 15.
Note: Funds transferred after 15:00 will be confirmed after 1 working days. On weekends and national holidays, the fund company does not confirm the share.
For the funds transferred after Thursday 15:00, the fund company will complete the share confirmation next Monday.
Yu 'ebao deposits 1 0,000 yuan per month with an interest rate of 5%. How much will it cost in 30 years? Can be calculated by FV formula (FV, 5%, 360,-1000, 0,0) = 849,527,908, 173+38.
Compound interest is terrible. You want 360 times compound interest.
Two thousand yuan is deposited in Yu 'ebao. How much does Yu 'ebao increase? The current annual interest rate of Yu 'ebao is 4. 124%, which is changing at any time.
At the current interest rate:
Deposit 2000 yuan, 1 day interest =2000*4. 124%/365=0.22 yuan.
I deposited 500,000 yuan in Yu 'ebao. How much money can you earn a year? Now the income is already very low. Not counting compound interest, the annual income is about 12000, which is no longer suitable for making large investments.
How much is the balance treasure in Yu Can transferred into every month? In terms of the number of transfers, the announcement shows that the number of transfers to the bank card is up to three times a day, and the number of transfers to the account balance is not limited. The transfer-out balance and consumption limit of Yu 'ebao are 50,000 yuan per day and 200,000 yuan per month. In addition, CITIC, China Everbright, Ping An and China Merchants Bank will realize real-time receipt, and the transfer-out limit will be subject to the signing of the bank.
In terms of the number of transfers, the announcement shows that the number of transfers to the bank card is up to three times a day, and the number of transfers to the account balance is not limited. The transfer-out balance and consumption limit of Yu 'ebao are 50,000 yuan per day and 200,000 yuan per month. In addition, CITIC, China Everbright, Ping An and China Merchants Bank will realize real-time receipt, and the transfer-out limit will be subject to the signing of the bank.