Huaan Fund Micro-Qian Bao belongs to goods-based baby products. Buying Micro Qian Bao is equivalent to buying Huaan Huicaitong Monetary Fund. Different from this monetary fund, Huaan Fund Micro Qian Bao can be redeemed quickly and received in real time (the limit is 1 0,000). Micro-Qian Bao funds can also purchase other fund products of Huaan Fund Company.
Is Huaan Fund Micro-Qian Bao Safe?
Analysis of the safety of this product can be seen from three aspects. First, whether the principal is safe; Second, whether the expected return is stable; Third, whether the micro-Qian Bao account is safe and whether the funds may be misappropriated.
1. Is the principal of Micro Qian Bao safe?
The essence of micro-Qian Bao is monetary fund. Money funds generally don't invest in stocks, so its risk is not high. There are restrictions on the investment types of money funds. Only invest in financial instruments with good liquidity recognized by the central bank and the CSRC, such as bank time deposits and certificates of deposit, cash, call deposits, central bank bills, short-term financing bills, etc.
These investment products have high safety factors and stable expected returns, so the risk of money funds is very low. From the historical performance, Huaan Huicaitong Monetary Fund, which is connected with micro-wallet, has not experienced negative expected returns.
Second, is the expected return of Micro-Qian Bao stable?
Since its establishment in July, 2065438+2004, the Huicaitong currency corresponding to Micro-Qian Bao has been stable in expected income. Ranked 1 13/375 in the Monetary Fund in the last three years,11/489 in the last two years, and 206/646 in the last year. The performance is not bad, and the performance is stable.
3. Is micro-Qian Bao's account fund safe?
Micro-Qian Bao has adopted a set of relatively complex and perfect "security strategies", controlling each bank card to withdraw money through micro-Qian Bao to ensure the safety of customers' funds. Micro-Qian Bao must be a product of fund companies, with a "deep-rooted" background, and there will be no other moths except investment risks, so users can rest assured.
Generally speaking, the essence of micro-Qian Bao is money fund, and the capital security and principal and interest security are relatively high, so investors need not worry too much.
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