When buying a fund, many people are concerned about whether they can make money and how much they will lose. Then, if they use 100 to buy funds, are they most grateful to 100? Did the fund buy 100 and earn the most 100? The following small series brings 100 yuan. Does the fund earn at most 100? I hope you like it.
Reason 1: The investment targets of funds are different.
According to the different investment targets, the risks and benefits of funds will be different. Generally speaking, funds are divided into money funds, bond funds, mixed funds, index funds, stock funds and so on.
Among them, the Monetary Fund mainly invests in cash, bank deposits with a maturity of less than 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with a remaining maturity of less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities, etc.
Judging from the investment target, although the money fund does not guarantee the principal and interest, the possibility of losing money by buying 100 yuan is very small, almost impossible, and the probability of making money is relatively high. However, if the purchase amount is 100 yuan, it is still possible to earn a few dollars a year, and the possibility of doubling it is basically not great.
Bond funds mainly invest in bonds, so the risk is higher than that of money funds, but the possibility of loss is very small. If the purchase amount is 100 yuan, it will generally earn much more than the money fund, but because the investment direction is bonds, it is still possible to earn more than ten yuan a year.
And high-risk funds such as hybrid funds, index funds and equity funds. In fact, there is the possibility of serious losses. It is also possible for some funds to lose 50% a year, but the possibility of losing money is relatively small. If the market is better, it is ok to double the annual income. So if you buy 100 yuan, the fund will not only earn 100 yuan, mainly because
Reason two: the fund will be liquidated if it loses money to a certain extent.
If the fund loses money to a certain extent, it will be liquidated, and the liquidation will distribute the remaining funds to investors.
Three operating skills can be referenced.
1. Bollinger Bands have a high success rate of continuously falling below the lower rail. When the bollinger band of the whole stock market continuously fell below the lower rail, it was difficult for this stock to continue to fall, so it basically bottomed out at this time. If the Bollinger Band BB is less than 0 and there are signs of deviation, then you must buy it immediately at this time, which is also the best time to bargain-hunting.
Second, the success rate is higher when the William indicator hits the bottom many times. Generally, in the middle of the stock market, the decline of the market will be maximized. At this time, the William indicator will also enter a medium-term adjustment state. If there have been many clicks at this time, it may have entered the mid-term adjustment stage. Since the adjustment has begun, I believe that the stock price will be adjusted back immediately.
Third, when the market enters the selling climax, the trading volume can expand to the bottom. Generally, some small and medium-sized investors will start selling when they see the stock price plummet, which will lead to the climax of selling. In the meantime, some bears have succeeded, so they will immediately start a callback. If investors can persist until this time, they can start bargain hunting.