Baby financial products have greatly mobilized the public's financial awareness. However, many people have fallen into a baby financial shortage because of the purchase restriction of Yu 'ebao. Besides Yu 'ebao, what other baby wealth management products are worth recommending? Let's have a look!
20 18 Baby Financial Rankings
1, balance of WeChat change pass and wealth management pass+
There are two recommendations in WeChat. The change pass can be used for daily transactions and payments, but the balance of the wealth management pass cannot. The income is similar. On the whole, it is more convenient to choose to change the pass. Click on WeChat change to enter, and there is blue change below the cash withdrawal.
Many people were puzzled by Yu 'ebao's purchase restriction before. In addition to Yu 'ebao, the best money fund choice is WeChat Wealth Management. Do you still think there is something wrong with the two richest people in China, whether from the perspective of income or security? However, the most important thing about _ series is not the income, but the payment is really convenient! While putting your income up, you can also shop, and it is better to use WeChat more.
2, Yu 'ebao upgraded products Boss cash income currency A, Central Europe rolling Qian Bao currency A.
After the purchase of Yu 'ebao was restricted for several months, everyone could not find a substitute to meet the financial needs, and major Internet institutions and banks increased their publicity. For example, ICBC and Ping An Bank have become popular WeChat, and the cash express line of ICBC Credit Suisse Bank Fund snapped up more than 270 billion, becoming the second balance treasure. However, since May, Yu 'ebao has no longer restricted purchases, and two new money funds have been added. Users can purchase after upgrading, and the rights and interests are exactly the same as Yu' ebao. Let this group of younger brothers be presumptuous for several months, and the boss began to do it again.
3. Baidu Finance is profitable.
In addition to Ali and Tencent, Baidu is not idle. Baidu Baiyuan is a baby wealth management product jointly launched by Baidu and Huaxia Fund. The initial purchase amount is 1 yuan, and the day before 15:00 is t, and the income is calculated according to T+ 1 At present, the 7-day annualized rate is 4.42%, with ten thousand shares of income 1. 13 yuan.
4. China Mobile and Jubao
Hejubao is the first wealth management product jointly launched by China Mobile and Bao. At present, the seven-day annualized rate is 4.40%, 1 ten thousand shares of income 1. 16 yuan. Another advantage is that ............................ can charge her own phone bill!
5. People's livelihood is like people's livelihood.
It is understood that Ruyibao, the direct selling bank of Minsheng, is the first treasure product launched by China's commercial banks. Launched almost at the same time as Yu 'ebao, Yu 'ebao is one of the founders of the mountain, but its reputation is much smaller than Yu 'ebao. At present, Ruyibao has 9 money fund products, while Yu 'ebao has only 3. I am used to the small partners of Minsheng Bank. I suggest choosing Ruyibao!
6. Jingdong Small Treasury Fake Goods
Jingdong Xiaojinku is very similar to Yu 'ebao. It can be used for shopping and consumption in JD.COM system, which is also helpful for JD.COM Xiaobai Credit. The more financial consumption, the higher the loan amount given by JD.COM. There are two kinds of money funds in the till, among which the initial subscription amount of Jiashihuo is 1 yuan, and now it is 4.35% in seven days, and the income of ten thousand copies is 1.09 yuan.
7. Industrial Bank Xingyebao
Xingyebao is a money fund wealth management product launched by Industrial Bank. The initial subscription amount is 0 yuan, and now it is 4.44% in seven days, and the income per ten thousand copies is 1.37 yuan, which is in the upper-middle level. Friends of Industrial Bank who have saved spare money, buy this quickly!
8. Huaxia Fund Huaxia Active Link
Huaxia Fund Management Co., Ltd. was established in April, 1998. Counting, it has been operating the fund for more than 20 years. Huaxia Huolian is a money fund wealth management product launched by Huaxia Fund. The initial subscription amount is 0 yuan, currently 4.42% for seven days, and 10,000 proceeds 1. 13 yuan.
9. ICBC Credit Suisse Bank Fund Cash Express
Cash treasure is a wealth management product launched by ICBC Ruifu Fund, which is characterized by fast redemption and high quota, but lacks convenience. At present, the seven-day annualized rate is 4.34%, and the income of ten thousand shares is 1.09 yuan. Cash treasure's current capital scale has reached more than 270 billion. Although it was promoted to the second place in the Monetary Fund, it was still a drop in the bucket compared with the scale of Yu 'ebao10.6 trillion.
10, Suning Zero Money Treasure (Huitianfu)
The change treasure is a cash wealth management account launched by Suning Yifubao. You can buy the wealth management products of the platform, and you can also use them for consumer payment without any handling fee. At present, the 7-day annualized rate is 4.33%, with ten thousand shares of income 1. 14 yuan. Small partners who like shopping in Suning.cn, change treasure is a good choice.
Summary:
From the perspective of income, if the investment amount is not large, the final income difference is not big. If the investment amount is large, such as100,200,000 yuan, it is recommended to choose a new money fund, which is relatively stable, because it will be changed when the income is higher, and it may have fallen when the income is changed. And like Yu' ebao and WeChat Bitcom, there are 50,000 to 60,000 cash withdrawals every day.
From the convenience point of view, of course, Yu 'ebao, WeChat Bitong and Jingdong Finance are better, and they can be used for various payments and contributions in life.
Generally speaking, money funds should be selected for small deposits, and P2P online lending platforms should be used for large deposits!
Investment is risky, and financial management needs to be cautious!
The above is the introduction of the 20 18 baby wealth management product list. For more financial knowledge, please pay attention to the website.