When the stock is approaching the low point, the fixed investment of the fund is also constantly generating floating losses. When the stock keeps approaching the high point, the fixed investment 100% fluctuates.
If you buy a stock, there is a high probability that everyone will make money when the market is craziest and lose money when the market is lowest.
Since there is a stock crash and eventually delisting, there will also be a fund crash and eventually liquidation.
Therefore, many people say that the fund's fixed investment is suitable for buying index funds, because index funds have no risk.
However, in reality, many index funds have been liquidated, such as a military index fund, a media index fund and an environmental index fund that were issued on 20 15 and then suffered huge losses.
Therefore, it will be slightly more reliable for partners who want to make a fixed investment to choose SSE 50 and CSI 300.
The smile curve has nothing to do with the fixed investment of the fund, only the economic law.
The extremes of things will be reversed, the extremes of prosperity will decline, and the extremes of decline will win.
There is no necessary relationship between the smile curve and the fixed investment of the fund, even if you understand the smile curve, you may not be able to make money.
Because sometimes it is cool to laugh, and sometimes it is annoying, because the increase is different.
The smile curve acts on everything of value, not only the stock market, but also the money earned by the fixed investment itself, rather than the so-called curve arc rise.
If there is no way to judge the extent of the increase, then you can only make profits at will, and it is hard to say what the rate of return is, because the rate of return itself has a time cost.
This is the most typical spirit of Ah Q, and it is also the brainwashing of the people by the fund's fixed investment.
If you lose, you lose. Just because it is possible to rise, we must emphasize floating losses.
The best way for the fund to make a fixed investment is to let the basic people accept the floating loss theory. This strong psychological suggestion can make him hold it for a longer time.
This concept of floating loss is rare in the stock market, because investors will not make up their positions indefinitely, so they can't wait for a rebound or floating profit.
In fact, the principles of the two are essentially the same.
It's just that the fixed investment of the fund allows the basic people to continuously invest through the rules and smooth the cost with time.
It doesn't mean that the money invested in the highest peak finally made money, but it still lost money, but the overall book was profitable.
Many people have always been impressed by the long-term investment and persistence of the fund.
Although the truth is correct, the reason is not that the fund needs long-term investment and needs persistence.
Because most people do not have the ability to predict the market, short-term operating funds, like operating stocks, will fall into the dilemma of chasing up and down.
Long-term investment itself can avoid the transaction loss of chasing up and down, and make money from the market in a down-to-earth manner.
The reason why the fund's fixed investment is expensive is to make the overall cost smooth and closer to the average market cost, so as to make money when the market rises above the average cost.