JD.COM Mall's Financing Mode Debt financing is an important way of enterprise financing. This method has low operational risk and expected income. Debt financing means that enterprises raise working capital or capital expenditure by initiating financing to individuals or institutional investors. Individual or institutional investors lend money, become creditors of the company, and obtain the commitment of the company to repay the principal and interest. The financing decision of enterprises should consider financing channels and financing costs, so a series of financing theories have emerged.
Views on the Financing of JD.COM Mall JD.COM Mall has become the largest comprehensive online retailer in China after many times of financing, development and operation. It is not difficult to see that the financing of enterprises is of great significance to the formulation of their strategic objectives and the business strategy of enterprises.
Today, enterprise financing has two main practical significance:
(1) Solve the problem of enterprise survival and development. Under the strong impact of the financial crisis, a considerable number of enterprises are facing the problem of their survival and development. Real-time financing not only solves the business development problem of enterprises, but also avoids a large number of employees' unemployment, which is conducive to the re-emergence of enterprises.
(2) Solve the problem of enterprise development. Enterprises, especially scientific and technological enterprises, have reached the stage of expanding scale and rapid development after completing their start. At this time, capital has become the biggest bottleneck of development. Real-time financing has undoubtedly given enterprises a soaring wing, which is conducive to their own development and growth.
However, today's financing difficulties have also become a huge challenge for enterprises. Especially in the face of the underdeveloped financial industry in China, financing difficulty is an urgent problem for newly-built and developing enterprises.
(A) the enterprise's own reasons
(1) The enterprise's own capital is insufficient.
(2) Most enterprises still adopt indirect financing because of their insufficient understanding of financing products.
(3) The level of financial management is not high. Business scale, organizational structure, financial system and financial management have great influence on enterprise financing.
(2) Financial reasons
(1) The guarantee institution is not perfect. The lack of qualified collateral makes it more difficult for enterprises to obtain loans from banks. (2) The financing channel is single, the securities market is not perfect, and the relevant market is not yet mature.
(3) The credit guarantee service system has not been established, the credit rating system is imperfect and the guarantee function is underdeveloped. (3) Government reasons
(1) lacks perfect laws and regulations to support and guarantee.
(2) The credit guarantee system is not perfect.
(3) The guarantee system needs to be improved.
Therefore, it is necessary to strengthen the management and improvement of enterprise financing industry, so as to make it conducive to the development of enterprises.
(1) Reform the system and establish a policy mechanism conducive to enterprise financing. Enhance the pertinence, timeliness and effectiveness of loans to better support the development of enterprises.
(2) Reform the loan approval procedures of banks. Guard against risks and make corporate loans as convenient as possible.
(3) Actively carry out financial innovation and develop more financial service products.
(4) Further improve the credit guarantee system for SMEs.
In short, through the analysis of the causes and solutions of the financing difficulties of enterprises, it is realized that only through the joint efforts of banks, enterprises and the government can the relationship between banks and enterprises be continuously improved and a fair, reasonable and honest enterprise financing system be constructed, thus fundamentally solving this problem.
Capital is necessary for the normal production and operation of enterprises? Blood? Or? Lubricant? . In the production activities of enterprises, capital and capital flow are always needed. The more sufficient funds, the faster the flow, and the better the production and operation of enterprises. Raising funds by enterprises can expand enterprises, reorganize enterprises, adjust debt structure, alleviate financial difficulties and obtain leverage benefits.
Capital is the basic condition for enterprises to engage in production and business activities. To start an enterprise, you need to have corresponding funds, otherwise the production and operation of the enterprise will be impossible; Because of seasonal and temporary needs, or because of expanding the scale of production and operation, funds are needed. Therefore, financing is not only the premise of enterprise's production and operation activities, but also the guarantee of enterprise's smooth reproduction. At the same time, financing also provides the foundation and premise for investment. Without financing, all economic activities cannot be carried out normally. Therefore, financing is of great significance to economic activities.
The ownership of an enterprise is a concept of turntable dependence, and the financing problem should be handled carefully.
The structured financing of JD.COM Mall is $700 million;
JD。 The absolute leading position of COM will usher in a decisive battle.
On the evening of February 16, JD.COM Mall confirmed the completion of a new round of common stock equity financing of about $700 million. According to JD.COM Mall, investors include the new shareholder Ontario Teachers' Retirement Fund and Kingdom Holding Company from Saudi Arabia, and some major shareholders from JD.COM have also joined this round. Since then, the total amount of financing in JD.COM has reached about US$ 2.23 billion, totaling RMB 654.38+0.4 billion.
Last June,165438+1October, it was reported that the Ontario Teachers' Retirement Fund and Tiger Fund invested 400 million US dollars in JD.COM. At that time, JD.COM was valued at about $7.25 billion. However, according to people close to JD.COM Mall, what is the valuation of JD.COM Mall in this round of financing? Far beyond? 7.25 billion dollars. JD。 This successful financing is considered as a shot in the arm for this year's operation, and JD.COM will have more strength to build its own? Dream of a big platform? . JD.COM Mall said that the funds raised in this round of financing will be used for company operation, future-oriented investment and new business development, as well as to continue to strengthen the construction of the logistics system.
Liu, CEO of Mall, said in an internal email sent to employees on February 17, 2007 that so far, JD.COM. COM account has more than1500 million yuan in cash reserves. ? What JD.COM really does is a platform, a completely different platform from Ali. All the businesses we invest in today will be open to the outside world and become one platform after another! Finally, a huge platform network is formed! ? Liu said that the user experience, product service and supply chain service capabilities need to be strengthened in the future? Value? Make continuous investment for the center.
According to the latest data from Analysys, the transaction scale of China B2C market reached 479.26 billion yuan in 20 12, an increase of 99.2% compared with 2010/year. Among them, JD.COM ranked second with a trading share of 16%. According to the data released recently by iResearch, JD.COM Mall was in an absolute leading position with 49% market share in the B2C website transaction scale in China in 20 12. Some insiders believe that this year will be the year of decisive battle for JD.COM.
What is the distribution method of participating insurance?