When redeeming a fund, there will be a redemption fee. Some friends don’t know how to calculate the fund redemption fee. So how much is the redemption fee for a 100,000 fund?

How to calculate?

We have prepared relevant content for your reference.

Generally speaking, the selling fee of a fund is calculated based on the holding time. If the holding time is less than 7 days, the fund company will charge a handling fee of no less than 1.5%, and 0.5% of the redemption amount for less than 1 year.

The rate is 0.25% for 1 year but less than 2 years, and 0 for 2 years or more. It depends on the details of the fund, and there will be some small differences between each fund.

Assume: An investor buys a stock fund worth 100,000 yuan and holds it for less than 7 days. The fund company charges a fee of 1.5%. Then the calculation formula is: 100,000*1.5%=1,500 yuan handling fee, selling fee

It is relatively expensive.

If the holding time is more than 1 year but less than 2 years, and the fund company charges a fee of 0.25%, then the calculation formula is: 100000*0.25%=250 yuan handling fee. The selling fee is relatively cheaper than before.

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However, if the fund details state that no redemption fee will be charged for 2 years or more, then as long as the investor holds it for 2 years or more, no handling fee will be deducted. It can be seen that the fund is more suitable for long-term holding.

There are funds, and some of them, as long as they have enough years, not only do not require handling fees, but they can also effectively diversify the risks caused by short-term fluctuations.

Therefore, how much money will be deducted when selling a fund for 100,000 yuan is related to the holding time specified by the fund. Generally, the longer the holding time, the cheaper the redemption fee.