A medical card is a small card as big as an ID card. Medical insurance card is a special card for personal account of medical insurance. It takes personal identity card as the identification code and stores detailed information such as personal identity card number, name, gender, payment and consumption of account funds. The medical insurance card is undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the medical insurance institution will entrust the bank with the personal account payment to the individual medical insurance card of the insured employee at the end of the month.
1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.
2. inquiry about the balance of medical insurance card: insured employees can inquire about the balance by calling 95566, or at the Bank of China savings office or designated hospitals and pharmacies in urban areas.
3. Inquiries about medical insurance card transactions: Insured employees can print medical insurance card transaction records with their ID cards and medical insurance requirements at the savings office of Bank of China, including payment records and consumption records of personal account funds. If they have any questions about the transaction records, they can go to the retail business department of Bank of China for inquiries.
iv. medical insurance card password: if the insured employee changes his password, he can call 95566 to change it, or he can bring his ID card to BOC Savings Office to change it. If the insured employee forgets his password, he can bring his ID card to BOC Savings Office to report the loss of the original password and change it.
v. custody of medical insurance card: the insured employees should keep the medical insurance card properly. If they lose it carelessly, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, then report the loss to the Bank of China Savings Office with their ID card, and go through the formalities of replacing the card. After 7 days, they can get a new card.
VI. Precautions: When the transaction times of the medical insurance card reach 6 times, the insured employees must print the transaction records at the Bank of China Savings Office, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.
1. Only when you are 1% responsible in the pharmacy can you enjoy the reimbursement rate when you are hospitalized (it must be within the scope of medical insurance).
2. If the hospitalization is within the scope of medical insurance, according to the actual amount of expenses, for example, 1, yuan will be reimbursed between 55% and 65%.
VII. Social Security Card: It is an integrated circuit card (IC card) that is uniformly planned by the Ministry of Labor and Social Security and issued to the society by local labor and social security departments, and applied to various business fields of labor and social security. Among them, social security (individual) cards are issued for urban employees, unemployed people and retirees, and social security (employer) cards are issued for employers. As the social security (personal) card is the focus of the card planning and standardization of the Ministry of Labor and Social Security at present, and most of the cards actually distributed in various places are concentrated on this kind of card, so the social security card we usually refer to refers to the social security (personal) card.
legal basis
article 17 of the regulations on the supervision and administration of the use of medical insurance funds, the insured person shall hold his medical insurance certificate for medical treatment and medicine purchase, and take the initiative to show it for inspection. Insured persons have the right to require designated medical institutions to truthfully issue expense documents and related materials.
the insured shall properly keep his medical insurance certificate to prevent others from using it under false names. If it is necessary to entrust others to purchase drugs for special reasons, the identity certificates of the principal and the trustee shall be provided. Insured persons shall enjoy medical security benefits in accordance with regulations and shall not enjoy them repeatedly. Insured persons have the right to request medical insurance agencies to provide medical insurance consulting services and put forward suggestions for improvement in the use of medical insurance funds.
regulations on the supervision and administration of the use of medical insurance funds article 18 in the process of using medical insurance funds, medical insurance and other administrative departments, medical insurance agencies, designated medical institutions and their staff shall not accept bribes or obtain other illegal income.