You will lose your principal. First of all, we must know that any fund investment is risky. Although debt funds are relatively low-risk investment products, there is still a chance of losing money.

Relatively speaking, debt funds have much lower risks than other investment funds. For example, although Alipay's Yu'e Bao has relatively low risks, there is still the possibility of losing money.

Bond funds are generally divided into pure bond funds and convertible bond funds. There are also differences between these two categories. The risks of pure bond funds are very small. Compared with money funds, they are slightly larger, and the returns are also the same.

It should be slightly higher, but relatively stable. If you hold it for a long time, you will basically not lose your principal, and the possibility of making money is very high.

However, the risk of convertible bond funds is slightly greater than that of pure bond funds, and the same is true for its returns. Because convertible bond funds mainly invest in bonds, they have the risk attributes of bonds.

If the bonds invested by a bond fund default, the net value of the fund will fall sharply, and the decline is likely to exceed that of equity funds. At this time, the accumulated income will be severely reduced, and there is the possibility of losing principal.

Debt-based funds are a mutually beneficial fund. The biggest advantage is that the investment funds are relatively safe and the income is very stable. Wealth Insurance Zhongqiu perfectly explains the relationship between risk and income. All income is directly proportional to the risk, for example

It is impossible to make a lot of money by investing in funds with lower risks. Debt funds are one of them. Generally speaking, debt funds are funds where many people come together to buy national bonds. Since most of the funds invested in debt funds are

Bonds issued by the state and debts of some listed companies, so the risk of losing money is relatively small.