Legal analysis: if you participate in the basic medical insurance for urban workers and have a test in a designated medical insurance hospital, you can pay the nucleic acid test fee by swiping the medical insurance card, but you have to bear the registration fee yourself. If it is the insured person of urban and rural residents' medical insurance, or the personal account balance of medical insurance is insufficient, then the test can't be swiped with a medical insurance card, so you can only pay for it yourself.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the part of the medical expenses of the insured who should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical trading units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.