Civil servants can buy financial products.

Public officials can invest in stocks and funds, but they must abide by some regulations and must not engage in the following situations: 1. Taking advantage of their authority, influence from their positions, or using other improper means to solicit or forcibly buy or sell stocks, or solicit or resell stock warrants.

2. Use inside information to directly or indirectly buy and sell stocks and securities investment funds, or make recommendations to others about buying and selling stocks and securities investment funds.

3. Buying and selling, or holding or buying and selling in the name of others, the stocks of listed companies within the scope of their direct business jurisdiction.

4. Borrow the public funds of the unit, or borrow the funds of management and service objects, or borrow the funds of subordinate units and individuals within the scope of management, or borrow the funds of other units and individuals related to the exercise of their powers, to purchase stocks and securities investments

fund.

5. Raise funds to buy and sell stocks and securities investment funds in the name of the unit.

6. Use working hours and office facilities to buy and sell stocks and securities investment funds.

7. Other violations of the Securities Law of the People's Republic of China and relevant laws and regulations.

Financial management products belong to personal financial management. Product financing convenience loans refer to the assets in the account of personal financial products purchased in the name of the borrower at Bank of China and their income as repayment guarantee, with account suspension payment processing as the main control method, and at a certain conversion rate.

The financing limit is calculated and a certain amount of RMB loan is issued to the borrower by the handling institution.