class b solvency of an insurance company means that the insurance company's ability to claim compensation is up to standard. Solvency registration is divided into three categories: A, B and C, with Class A indicating sufficient solvency, Class B indicating up to standard solvency and Class C indicating low solvency.

The solvency of an insurance company is simply the ability of an insurance company to repay debts. If the solvency of an insurance company is insufficient, it will directly affect the interests of the insured or the insured. According to the relevant regulations of China's Banking Insurance Regulatory Commission, the core solvency of an insurance company should not be less than 5%, and it must reach the level of B or above to be considered qualified. Therefore, when purchasing insurance, the insured should not only know the products but also know the insurance company.