Salespeople will say that buying insurance at a good start will give you rewards, some in cash and some in kind. The purpose is to promote insurance.

Commercial insurance can be roughly divided into:

Property insurance, personal insurance, liability insurance, credit insurance, subsidy insurance, marine insurance.

According to the scope of insurance, it is divided into:

Life insurance, property insurance, liability insurance, credit guarantee insurance.

Extended data:

Other clauses in the insurance:

1, grace period: refers to the extension period when the renewal premium expires and the insured fails to pay, but the insurance company is still responsible. The grace period is 30 days.

2. Cooling-off period (hesitation period): Within a certain period of time after the policy comes into effect, the insured may have the right to apply for the termination of the policy contract, and the insurance company must return all the premiums to the customers (except investment-linked insurance). Insurance in Hong Kong is generally 2 1 day.

3. Waiting period: refers to a certain observation period after hospitalization or critical illness insurance policy takes effect. Only after the observation period can these guarantees take effect. Insurance in Hong Kong is generally 90 days.

4. Insurance policy: referred to as insurance policy for short, it refers to the certificate issued by an insurance company to the applicant to prove the establishment and contents of the insurance contract. The insurance policy contains the main contents of the insurance contract, such as the type of insurance, the amount of insurance, the insurance premium and the insurance period. An insurance policy is a legally binding document.

5. Insurer: refers to an insurance company that has entered into an insurance contract with the applicant and is liable for compensation or payment of insurance benefits.

6. Insured: refers to the person who has entered into an insurance contract with an insurance company and has the obligation to pay the insurance premium according to the insurance contract.

7. Insured: a person whose property or person is protected by an insurance contract and has the right to claim insurance money.

8. Subject matter of insurance: refers to the property as the subject matter of insurance and its related interests or human life and body.

Baidu encyclopedia-insurance

People's Daily Online-Insurance giants strive for a "good start" 20 19.