medical assistance is medical insurance.

medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

in the traditional sense, medical insurance refers to the collection of medical insurance funds among certain insured people in a certain area through policies and regulations with enforcement or voluntary contracts handled by specific organizations or institutions.

the medical insurance fund is established through the payment of employers and individuals, and the insured will be given certain economic compensation by the medical insurance institution after the medical expenses are incurred.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members, and with the government's funding, the sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent the sick social members from becoming poor due to illness.

legal basis

social insurance law of the people's Republic of China

article 23 employees shall participate in basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the state regulations.

individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employing unit and other flexible employees can participate in the basic medical insurance for employees, and individuals will pay the basic medical insurance premium according to state regulations. Article 25 The state establishes and improves the basic medical insurance system for urban residents.

the basic medical insurance for urban residents combines individual contributions with government subsidies.

people who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people over 6 years old and minors from low-income families, etc. will be subsidized by the government. Twenty-ninth insured medical expenses should be paid by the basic medical insurance fund, by the social insurance agencies and medical institutions, pharmaceutical business units directly settled.

the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits. Thirtieth the following medical expenses are not included in the scope of payment of the basic medical insurance fund:

(a) should be paid from the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) It shall be borne by public health;

(4) seeking medical treatment abroad.

the medical expenses shall be borne by the third party according to law. if the third party fails to pay or cannot determine the third party, the basic medical insurance fund shall pay in advance. After the basic medical insurance fund has paid in advance, it has the right to recover from the third party.