Trust is entrusted by people to manage money for others, which is the essence of trust. Refers to the trustor's trust in the trustee, entrusting his property right to the trustee, and the trustee will manage or dispose of it in his own name for the benefit of the beneficiary or other specific purposes according to the wishes of the trustor. \ xd \ xd \ trust companies can only be established with the approval of the China Banking Regulatory Commission. At present, there are 65 trust companies. Well-known ones include New Era, Xinhua, CITIC, Zhongrong, Sichuan, China Resources, Huaao, etc., mainly engaged in trust business. \ xd \ xd \ trust is a very stable investment, that is, the threshold is high, it needs to start with 1 million yuan, and it does not necessarily have a share; However, we should pay attention to the following points when purchasing trusts: \xd\ 1. Trusts are all issued by trust companies, so it is recommended to purchase them through third-party financing. Dalian locals can go to the 8F Hope Building for public wealth consultation, but the final contract must be signed with the trust company; \xd\ 2. The trust account must start with the name of the trust company; \xd\ 3. When choosing trust products, you should choose the products of powerful trust companies. To see the financing side and the use of funds of this product clearly, it is best to check it in detail. It also depends on whether some of them are fully guaranteed by the expected principal income, and the risk of guarantee is smaller. \xd\ 4. Pay attention to keeping the payment voucher, which is the proof that you bought the trust. \ xd \ xd \ You can grasp the basic characteristics of the trust from the following aspects. \xd\ ① The trustor's trust in the trustee. This is the premise of the establishment of trust relationship. One is the trust in the trustee's integrity, and the other is the trust in the trustee's supporting ability. \xd\ ② The transfer of trust property and property rights is the basis for establishing a trust. \xd\ Trust is a legal relationship centered on trust property. Without trust property, the trust relationship will lose its foundation of existence, so the trustor must transfer the property right to the trustee when establishing a trust, which is the fundamental difference between the trust system and other property systems. \xd\ Property right refers to the right based on the interests of property. Except the right of identity, reputation and name, any other right or property right whose value can be calculated by money, such as property right, creditor's right, patent right, trademark right and copyright, can be used as trust property. \xd\ ③ The three parties in the trust relationship and interest management, the trustee in his own name as the beneficiary, dispose of the trust property are two important characteristics of the trust. \xd\ The trust relationship is multi-faceted, including the principal, the trustee and the beneficiary, which is a characteristic of the trust. Moreover, the trustee manages and disposes of the trust property in his own name, which is another important feature of the trust. \xd\ trust products \xd\ This trust relationship embodies five meanings: First, the trustor has no direct control over the trust property after entrusting the property to the trustee; Second, the trustee manages the trust property entirely in his own name; Third, the trustee must manage and dispose of the trust property according to the wishes of the client; Fourth, this will is agreed in advance in the trust contract, and it is also the basis for the trustee to manage and dispose of the trust property; Fifth, the trustee must manage and dispose of the trust property for the benefit of the beneficiary, neither for the trustee's own benefit nor for the benefit of other third parties. \xd\ ④ Trust is a property management system in which others manage, use and dispose of property. \xd\ Providing extensive and effective services for property owners by trust institutions is the primary function and the only service purpose of trust, and it embodies the functions of managing, using, disposing and managing property in its business, which has become an important part of modern financial industry. There are both connections and differences with banking, insurance and securities. \ xd \ xd \ The main business of trust companies is to sell trust wealth management products, and there are other forms of wealth management. These specific provisions are as follows in Trust Law XVI: \ xd \ xd \ (1) fund trust; \ xd \ xd \ (2) chattel trust; \ xd \ xd \ (3) Real estate trust; \ xd \ xd \ (4) Securities trust; \ xd \ xd \ (5) Other property or property right trust; \ xd \ xd \ (6) engaging in investment fund business as a promoter of an investment fund or fund management company; \xd\\xd\ (7) To engage in business such as asset reorganization, merger and acquisition, project financing, corporate wealth management and financial consultancy; \xd\\xd\ (8) Being entrusted with the securities underwriting business approved by the relevant departments of the State Council; \ xd \ xd \ (9) Handling intermediary, consulting, credit investigation and other businesses; \xd\\xd\ (X) generation custody and safe deposit box business; \ xd \ xd \ (11) Other businesses stipulated by laws and regulations or approved by China Banking Regulatory Commission.