The national poverty alleviation and entrepreneurship fund is applied by local governments and agricultural committees. The fund is a loan managed by Agricultural Development Bank and Agricultural Bank of China. This kind of loan is a small loan with a loan amount of 2000-20000 yuan. Ordinary peasant families can apply as long as they have national support projects, which should be low-interest or interest-free. You can consult the poverty alleviation office of the local government.

According to Shandong Province's Measures for the Management of Entrepreneurial Poverty Alleviation Guarantee Loan Funds?

Eleventh loan amount, term and interest rate

(1) The maximum amount of secured loan granted to the borrower for poverty alleviation through entrepreneurship does not exceed 30,000 yuan, and the borrower does not need to provide mortgage and counter-guarantee measures.

The amount of guaranteed loans for entrepreneurship poverty alleviation issued by the unit or the principal responsible person shall be determined by the handling bank reasonably and independently according to the borrower's production and operation, credit rating, employment difficulties, the number of poor people and other factors, and the maximum amount shall not exceed 3 million yuan, and necessary mortgage and counter-guarantee measures shall be provided.

(two) the term of the guarantee loan for entrepreneurship poverty alleviation shall not exceed 2 years at a time. For those with good reputation and timely repayment, they can apply for a second loan, and the sum of the loan terms does not exceed 3 years. The longest preferential period is 2 years, and it will only be guaranteed if it exceeds 2 years.

(3) The borrower's loan interest rate is reasonably determined by the handling bank with reference to the benchmark loan interest rate. The benchmark loan interest rate (the date of signing the contract) shall not exceed 3 percentage points in principle; For the loan interest rate of the unit, the handling bank is encouraged to implement the benchmark interest rate. In principle, the floating range shall not exceed 20%, and the maximum floating range shall not exceed 30%.

Extended data:

The procedures for applying for the use of the fund are as follows:

(1) Solicitation of private placement: the fund operation and management institution collects venture capital enterprises to cooperate with the guiding fund in a private way according to the annual investment plan of the guiding fund;

(2) Application: the applicant submits an application plan to the fund operation and management institution;

(3) Acceptance: the fund operation and management institution conducts due diligence on the applicant's information and plans, submits due diligence reports and puts forward investment suggestions;

(4) Evaluation: The evaluation committee independently evaluates the application scheme and due diligence report put forward by the agricultural venture capital institutions, and the evaluation results passed by more than two-thirds of the members of the evaluation committee serve as the basis for decision-making;

(5) Publicity: Publicize the venture capital enterprises that have passed the evaluation in the designated media for 10 working days. If there is no problem, report the materials to the Council;

(VI) Decision-making: The board of directors makes decisions according to the evaluation results adopted by the evaluation committee, and the fund management institution implements the investment plan.

Baidu Encyclopedia-General Office of Hebei Provincial People's Government on Printing and Distributing Agricultural Poverty Alleviation, Development and Entrepreneurship in Hebei Province