International Monetary Fund, referred to as IMF.

World Bank is the abbreviation of the World Bank Group.

1. Different Purposes The International Monetary Fund was established to adjust international monetary relations. Its purposes are: First, to provide short-term (3-5 years) loans to member states to balance their international balance of payments deficits. However, this is different from the general

Different from commercial loans, they have relatively harsh conditions and distinct policy features. For example, after the outbreak of the Asian financial crisis in 1997, the International Monetary Fund became an important coordinator and arbiter in the international financial field, providing economic assistance and intervention to various countries;

The second is to promote monetary cooperation among countries and maintain international economic stability.

The World Bank is an international financial organization that mainly coordinates long-term loans and investments in developing countries. Its purpose is to provide long-term (generally 50 years) loans and investments to developing country member countries to promote their economic development and

Improvement of production levels.

2. Different roles: The International Monetary Fund has played an active role in preventing international financial and economic crises, and has played a huge role in guiding member states to overcome balance of payments difficulties. For example, during the Asian financial crisis in 1997, the organization provided assistance to Thailand, Indonesia and

, South Korea provided more than 100 billion US dollars in loans, which alleviated and relieved the difficult situation of the international balance of payments and restored the economic order of Southeast Asia to normal.

The World Bank promotes the economic development of developing countries to a certain extent. By providing loans and technical assistance to the governments or government-guaranteed private enterprises of developing countries among its member countries, it plays an important role in the development of basic industries and agriculture in developing countries.

For example, China has received loans from the World Bank for many times since 1981, and has achieved good results in the development of the western region, the adjustment of agricultural economic structure, and the development of education.

Therefore, for countries such as Iceland and Pakistan that are in deep financial crisis today, in order to stabilize their currency systems, they should apply for loans from the International Monetary Fund and gradually get rid of the dilemma of the balance of payments.

For example, after the earthquake in Wenchuan, Sichuan, our country needed to rebuild large-scale infrastructure and urgently needed a lot of funds. Since our country is a developing country, we can apply for a loan from the World Bank.

3. Different responsibilities: The World Bank is not a bank, but a specialized agency with 184 member countries. These countries are jointly responsible for the raising and use of World Bank funds.

The International Monetary Fund (IMF) is a specialized agency of the United Nations and an intergovernmental international financial organization. Together with the World Bank, it has become the world's two largest financial institutions. Its function is to coordinate and stabilize exchange rates, or to monitor changes in exchange rates. Its main role is to coordinate and stabilize exchange rates, or to monitor changes in exchange rates.

The job is to record trade figures and debts between countries, and preside over the formulation of monetary and economic policies for each country.

Note: The name "World Bank" has been used to refer to the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA).

These institutions jointly provide low-interest loans, interest-free loans and grants to developing countries.

Today, its main task is to help countries overcome poverty and play a role in the mission of alleviating poverty and improving living standards. Its main role is to provide long-term loans to developing member countries.