First of all, of course, the historical performance of the fund. You can refer to the fund rating. Fund rating is a staged ranking based on fund performance and comprehensive consideration of other risk factors. Very convincing, you can try to choose a fund with a rating of more than four stars.

There is also the performance of the fund at various stages, long-term performance and short-term performance, such as the performance ranking performance of the comprehensive fund for three months, nearly one year and nearly three years. Which funds with excellent long-term and short-term performance are naturally worthy of attention.

While paying attention to performance, we must pay attention to the risk level of the fund. Different types of funds have different risk-return ratios, so choosing varieties that meet their own risk tolerance is the first choice. The investment strategy of the fund is also a very key content, which essentially determines the income of the fund. These situations can be examined in detail through the regular reports of the Fund. If the regular report is too complicated, you can also view it through some fund platforms.

Another important part is the fund manager, who is the soul of a fund, especially for active stock funds. Therefore, investors need to know more about the situation of fund managers, such as investment experience, whether they have experienced a complete bull-bear market cycle, what they are good at, and whether their investment style meets their own needs.

In general, it can take 3 to 5 years as a cycle. If you are a fund manager with too little investment experience, you need to be more cautious. After all, there are not many historical materials to refer to.