Retirees' personal accounts are included according to 4% of the per capita payment base of employees in this unit.

Personal account transfer standard:

1. The basic medical insurance premium paid by individual employees is fully included in my personal account (i.e. social security card);

2. The basic medical insurance premium paid by the employer shall be included in the personal accounts of employees and retirees according to the following proportions:

(1) employees under the age of 35 are included according to 1.3% of their basic medical insurance payment base;

(2) Employees aged 35-44 are included according to 65438+ 0.5% of my basic medical insurance payment base;

(3) Employees over 45 years old are included according to 65438+ 0.7% of my basic medical insurance payment base;

(4) Retirees are counted as 4% of the per capita payment base of employees in this unit.

(5) Retirees from closed and bankrupt state-owned enterprises and older laid-off workers from state-owned enterprises who pay the remaining medical expenses in one lump sum shall be included in personal accounts according to 4% of the average salary of our city last year.

Employee medical insurance is generally divided into individual accounts and overall accounts, among which:

(a) personal accounts can pay the following fees:

1, drug purchase expenses of designated retail pharmacies, outpatient and emergency medical expenses;

2. It is used for me to purchase commercial insurance and accident insurance;

3, the basic medical insurance fund Qifubiaozhun below the medical expenses;

4, more than the basic medical insurance fund Qifubiaozhun part, individuals bear the expenses in proportion.

5. I'll pay for the part of my personal account that is insufficient to pay.

(two) the overall account mainly pays the following fees:

1, hospitalization expenses;

2, malignant tumor radiotherapy, renal dialysis, kidney transplantation after taking anti-rejection drugs outpatient medical expenses;

3, emergency rescue income hospitalized patients, the medical expenses within seven days before hospitalization.