It is an indisputable fact that the handling fee for banks to purchase funds is higher than other channels. The handling fee for banks to buy funds is mostly 1.5%, and brokers generally get a 60% discount when buying funds. CCB is one of the five largest banks in China and generally has no price advantage. Generally, small and medium-sized banks and brokers have more obvious advantages in terms of rates.

The handling fee for buying a 20% discount fund on CCB's online banking generally varies according to the type and fund company, and the general subscription fee is 1.5%. CCB usually gives a 20% discount. If you want to buy in a fund company, it is generally 40% off and 60% off, and each fund company is different.

Extended data:

The handling fee for purchasing the fund is as follows:

Some deduct money when buying, some deduct money when buying and selling, and some deduct money when selling. Online banking is a little cheaper than reality and can be discounted. In fact, if you don't care, you won't deduct much money. Redemption is calculated according to the redemption rate, and many funds have been held for more than 2 years without handling fees.

Funds have broad and narrow definitions. A fund in a broad sense refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

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