1. index fund refers to the fund that buys the major constituent stocks contained in the index according to the composition standard of the index. Its purpose is to reach the income level synchronized with the index. Equity funds have no such restrictions and can allocate any type of stocks. Index fund is actually a special kind of stock fund, which belongs to passive fund. 2. The positions of index funds are also dominated by stocks, but their stocks are determined by the corresponding indexes. If you want to track which index, you can determine the stock you want to buy; However, the stock fund is determined by the analysis and research of the fund team; 3. Suitable for customers who have no time to stare at the market and choose to buy index funds; For some investors who like research and pursue high returns, they can choose a strong team fund or explore their own optimistic fund holding stocks. When buying and selling funds, investors must pay attention to whether the fees for OTC fund subscription (or subscription) are discounted. Generally speaking, banks rarely discount or discount when moving, and the charging standard is much higher than that of some securities companies. I know that the discount of OTC funds on Huatai Securities Platform has the function of assisting fund screening, which can help investors to take fewer detours to a great extent. Friends who have never opened a securities account can open an account to buy and sell stocks, funds and manage money. At present, Huatai Securities also has account opening activities: 1VIP account opening channel can enjoy the ultra-low rate of tens of millions of customers (after the account opening is successful, the service manager will contact to adjust the rate within two working days, and the employee will manually adjust the rate VIP file). 2. Give it away for one year. The 20-level market is aimed at new customers (you can get wealth by logging in to mobile phone software). 3. New customers enjoy financial rights and interests. Friends who want to open a securities account can click on the link below or add the WeChat of Huatai Securities staff.