The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.
If you don't know the purpose of medical insurance, you can read this article: "What's the use of the latest analysis of social security? 》
The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
The role of medical insurance:
First, it is conducive to improving labor productivity and promoting the development of production. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.
Second, adjust the income gap and reflect social equity.
Third, an important guarantee for maintaining social stability.
Fourth, an important means to promote social civilization and progress.