Southern Ritianyi is a currency fund that can be purchased on the Tiantian Fund platform.

The long-term performance of this fund is stable, with a seven-day annualized rate of about 2.45%, which is similar to Yu'e Bao.

So, is the South getting safer by the day?

Let’s briefly analyze it below.

Is the South getting safer day by day?

1. From the perspective of risk level, according to the product information, the risk level of Nanfang Ritianyi is "low risk".

As we all know, fund products are not principal-guaranteed, but the risk of currency funds is very low and they are not prone to losses, so investors do not need to worry too much.

2. Judging from historical experience, Southern Ritianyi is a money fund. Money funds have never suffered losses in history. The worst-case scenario is a decrease in expected returns. Similar to the current situation of baby financial management, the safety of its principal is still

very high.

3. From the perspective of fund scale, as of the end of the first quarter of 2019, Southern Ritianyi’s management scale was approximately 10.4 billion.

The scale of this monetary fund is neither large nor small, and there are no flaws overall.

4. From the perspective of investment direction, Southern Ritianyi mainly invests in short-term bonds, short-term bank deposit certificates and other assets.

The credit rating of the short-term bonds it invests in is very high, and the principal will basically not default because banks and governments are behind it. As for bank deposits, its safety is not to mention, so the risk of this currency fund is very low.

5. From the perspective of historical performance, Southern Ritianyi was established in 2016. In the past year, its growth rate was 3.24%, ranking in the top 1/3 of the goods base; in the past 3 years, its growth rate was 10.72%, and it ranked in the top 1/3 of the goods base.

/3, long-term performance is still good.

Okay, that’s it for the analysis of Southern Ritianyi. I hope it will be helpful to everyone.

In general, the risk of this cargo base is very low, so there is no need to worry about safety.

Warm reminder, financial management is risky, so investment needs to be cautious.