Entrepreneurship reminder 1: The state has introduced a number of measures to encourage young people to start businesses, and the policies for young people to start businesses involve financing, taxation, entrepreneurship training and other aspects. For example, the administrative fees charged by the start-up base will be exempted from 1 year from the date when the business department approves its operation. National SME credit guarantee institutions will give priority to providing small loan guarantees for college graduates to start their own businesses. In addition, the state also stipulates that for college graduates, if they start informal enterprises, they only need to register in the streets of their districts and counties to be tax-free for three years. Yang Huadong, Chairman of YBC Entrepreneurship Mentor Committee: For example, young entrepreneurs can enjoy some tax-free concessions for a period of time, and there are also some places to help young entrepreneurs use little money when registering their businesses. Entrepreneurship reminder 2: YBC provides 30,000 to 50,000 yuan interest-free loans. In terms of start-up funds, some public welfare funds in the society can provide support. For example, YBC, also known as Youth Entrepreneurship China, is a non-profit organization initiated by seven organizations including the Central Committee of the Communist Youth League, which can provide 30,000 to 50,000 yuan of interest-free start-up funds for young entrepreneurs. Young entrepreneurs under the age of 35 and registered for less than one year can apply for loans through the YBC website. In addition, YBC has also combined some different development zones, including some government-sponsored venture funds. Du Kui, Chairman of the YBC Venture Project Review Committee: That is to say, if you pass the funding decision of YBC, other funds will be based on this review and will provide you with more. Borrowers applying for personal business loans must meet the following conditions at the same time: 1. Have full capacity for civil conduct and be under 50 years of age. 2. Hold the industrial and commercial business license, tax registration certificate and relevant business license issued by the administrative department for industry and commerce. 3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule. 4. Good credit standing, law-abiding, no bad credit and debt records, and can provide mortgage, pledge or guarantee recognized by the bank. 5. Having a fixed domicile and business premises in this institution. 6. Other conditions stipulated by the bank. Loan amount, term and interest rate: 65,438+0. The maximum amount of personal venture loan shall not exceed 70% of the total amount of funds required by the borrower for normal production and business activities, purchase (installation or repair) of small equipment (machines and tools) and franchise chain operation. 2. The term of personal venture loans is generally 2 years, and the longest is not more than 3 years, of which the longest term of working capital loans for production and operation is 65,438+0 years. 3. Individual business loans shall be subject to the term loan interest rate promulgated by the People's Bank of China, and the interest rate may fluctuate within the prescribed range. Loan repayment method: 1. For personal business loans with a loan term of less than one year (including one year), the principal and interest will be repaid once at maturity, and the profits will be paid off with the principal. 2. For individual entrepreneurial loans with a loan term of more than one year, the repayment method of loan principal and interest can be equal principal and interest repayment method or average capital repayment method, or other methods agreed by both parties. Application materials required by the loan applicant: 1. Identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; 2 personal or family income and property status and other repayment ability documents; 3. Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes; 4. Guarantee materials: the ownership certificate and list of the collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the mortgage (pledge) evaluation report issued by the evaluation department recognized by the bank. If you need a loan, recommend the consulting loan service of Easy Loan China-as long as you submit your application online, Easy Loan China Easy Loan China will review it for you as soon as possible to solve the problem of fund shortage for you-you only need to fill in your loan demand and your information (no need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information, then choose a bank suitable for you and get in touch with you at your residence. In this process, you will aim at your personal situation, and this kind of loan is especially recommended here. You can try-business start-up loan-refers to the personal loan issued by Easy Loan China United Cooperative Bank to social natural persons (especially laid-off workers when starting a business) for legally designated purposes such as business start-up and working capital turnover. Quota: 5,000 yuan-1 10,000 yuan Application address:/activity/product/startup-lianshangxia.html Easy Loan China is an online loan application platform, which cooperates with more than 20 banks/microfinance companies nationwide, including China Bank, China Industrial and Commercial Bank, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Pudong Development Bank. E-loan China loan application process: online application-E-loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month! Save time for lenders to run to major banks and reduce costs outside loans! Easy Loan China Easy Loan China has many kinds of loans, among which personal credit loans and housing loans are free of service charges nationwide, and other types of loans will charge 2%-3% service charges. This is the lowest service fee among peers, which saves the lender's fee other than the loan, and solemnly promises that the task fee will never be charged before the loan is obtained! Friendly reminder: the online application will be reviewed on the same day (9: 00- 18: 00, except weekends). Please keep the phone/mobile phone open so that the financial advisor can contact you to verify the situation. Telephone verification failed for three times, and the loan application was deemed invalid if it failed in the first trial. Generally, after online application, the financing consultant will contact you by phone on the same day (9: 00- 18: 00) to provide the loan applicant with a suitable financing plan, and then the loan applicant can consult in detail.

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