When buying a fund, there will be holding income and accumulated income on the fund page, but some of these two incomes are different, so people will wonder, for example, what is the holding income of the fund? What is the cumulative income? I have prepared relevant contents for your reference.

What is the income held by the fund?

Fund holding income refers to the income corresponding to the share currently held by investors, that is to say, the income brought by purchasing funds. For example, if an investor buys a fund, after the fund confirms its share, yesterday's income is 100 yuan, so the holding income is 100 yuan, and today's income is 100 yuan, so the holding income is 200 yuan.

If investors sell the fund today, the holding income will become zero. When investors buy the fund again, the fund will recalculate the holding income according to the new income. The calculation formula of the fund's holding income is: holding income = market value of positions-holding cost. Among them, market value of positions = latest net value × holding share, holding cost = holding share × holding unit price.

What is the cumulative income of the fund?

The cumulative income of funds refers to the sum of the cumulative income of all funds (including redemption funds) of investors, including cash dividend income and income generated by changes in fund net value. It is worth noting that the amount of accumulated income has been deducted from the redemption fee of historical transactions.

To give a simple example: suppose investors put money in Yu 'ebao, then the accumulated income is the sum of all the income of Yu 'ebao.