At present, many parents have set up children's relief funds for their children, but while setting up rural medical insurance, there is a question: Is there a conflict between children's relief funds and rural medical insurance? Here, I have compiled the legal knowledge about children's assistance for you. Below, let's take a look with me, hoping to help you.

First, does the children's relief fund conflict with rural medical insurance?

Children's mutual fund is a medical mutual fund for primary and secondary school students and infants, referred to as "inpatient children's mutual fund", which can be directly funded by inpatient children's mutual fund when discharged from hospital. Participate in children's hospitalization mutual fund, be hospitalized due to injury or illness, and meet the reimbursement conditions for hospitalization medical expenses. For some diseases, the children's hospitalization mutual fund is paid at the highest price. If it is an outpatient clinic, it can't be settled.

Rural medical insurance, which is also a part of China's social security, generally adopts the principle of proximity, and the reimbursement ratio of different hospitals is different (outpatient service is also reimbursed according to a certain proportion). Generally, the proportion of reimbursement for inpatients is relatively large, which is divided into chronic diseases, special diseases and accidental injuries.

To sum up, there are similarities and differences between the two, depending on whether you have left your household registration at present.

Second, the relevant provisions of Chengdu Children's Mutual Fund

Where to participate in the children's hospitalization mutual fund of primary and secondary school students, infants and young children in designated medical institutions or outpatient treatment of medical expenses, 50% by the parents themselves, 50% by the children's hospitalization mutual fund according to the following provisions of the classification distance to pay reimbursement. The payment ratio is as follows:

60% for the part below 1000 yuan (including 1000 yuan);

1000 yuan to 5000 yuan (including 5000 yuan) is 70%;

80% of expenses ranging from 5000 yuan to 10000 yuan (including 10000 yuan) shall be reimbursed;

/kloc-more than 0/0000 will be reimbursed by 90%.

The cumulative reimbursement for each primary and secondary school student and infant in each academic year shall not exceed 80,000 yuan.

The outpatient treatment expenses of patients with leukemia, hemophilia, aplastic anemia and malignant tumor after discharge, as well as the dialysis expenses before renal transplantation and the expenses of anti-rejection drugs after operation, shall be reimbursed by the Children's Hospitalization Mutual Fund according to the same reimbursement ratio of hospitalization medical expenses.

Chengdu Children's Hospitalization Mutual Fund is a non-profit social welfare undertaking organized by Chengdu Municipal People's Government, led by the health administrative department and coordinated by other departments.