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What conditions do China Bank, China Bank, enterprise e-loan and loan guarantee institutions need to meet before they can apply?
Application conditions for e-loan guarantee institutions of Bank of China and Bank of China enterprises:

1. Hold a valid financing guarantee business license.

2. Government financing guarantee institutions, state-controlled financing guarantee institutions or state financing guarantee funds provide re-guarantee for our financing guarantee business.

3. The paid-in capital (monetary contribution) and owner's equity shall be no less than RMB 654.38 billion, or the government fund management that provides guarantee services for enterprises shall be no less than RMB 654.38 billion.

4. In principle, the operating period is not less than 2 years.

5. It must be a financing guarantee institution at or above the prefecture level, and municipalities directly under the central government and cities with separate plans can be at or above the county level.

6. The place of registration is within the jurisdiction of the tier-one branch to which the financing guarantee business belongs.

7. The credit rating of China Bank is BBB- level and above, and it has obtained an effective guarantee amount.

(Answer time: March 5, 2024)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.