Generally, fund redemption will return to Yu 'ebao first, which is set at the beginning, so the money will not run away.
fund companies' direct sales and third-party fund sales organizations mainly rely on third-party payment and bank direct connection in terms of payment, and the former mode is dominant, especially the smaller the company, the more dependent it is on third-party payment, because the cost of bank direct connection is too high.
Third-party payment methods include withholding, express payment and online banking payment.
withholding means that the payment company requires merchants and users to have a paper power of attorney to prove that merchants have the right to deduct money, or the user enters the payment company online and enters a password for authorization. The main application scenarios are some public utility charges or payment collection, etc., which are relatively small in online loan recharge.
fast payment means that the payment company sends a verification code short message to the mobile phone number reserved by the user in the bank, and then after verifying that the card is really authorized by the user, the payment company can deduct money from the card (generally, the short message will be verified once every payment, but some payment companies and banks don't want it).
online banking payment means that the payment company jumps to online banking and pays out the money after being authenticated by online banking.