1, 5% to the provident fund;
2. Pay the provident fund at the ratio of 12%.
The basic contents of the provident fund system:
1. Definition of provident fund: provident fund refers to the long-term housing savings paid by employees on a monthly basis;
2. Depositors: including enterprises and individual employees;
3. Deposit ratio: generally stipulated by local governments, with minimum and maximum deposit ratios;
4. Deposit base: usually based on the employee's monthly salary;
5. Account management: the employee's personal provident fund account is managed by the provident fund management center;
6. Scope of use: mainly used for buying, building, rebuilding or overhauling houses;
7. Extraction conditions: including purchase, renting, retirement, resignation, etc. ;
8. Loan function: employees can apply for provident fund loans to buy houses and enjoy lower loan interest rates.
To sum up, the deposit ratio of Nanjing provident fund is divided into two grades. One is a low-grade 5% payment ratio, which is suitable for reducing the burden on individuals and enterprises; Second, the standard grade of 12% payment ratio is applicable to the standard payment requirements.
Legal basis:
Regulations on the administration of housing provident fund
Article 14
The newly established unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for its employees. Where a unit is merged, divided, revoked, dissolved or bankrupt, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and handle the transfer or seal-up procedures for the employees of the unit within 20 days from the date of completing the change or cancellation of registration.