1. Securities investment fund is a collective securities investment method with maximum benefits and minimum risks, that is, by issuing fund units, the fund manager manages and uses the funds to invest in stocks, bonds and other financial instruments.

2. Stocks are certificates issued by a joint-stock company to prove the shares held by shareholders. They are in the form of company shares. Investors become owners of the issuing company by purchasing stocks, receive expected annual operating income based on the amount of shares held, and participate in voting on major decisions. 3.

The underlying assets are different, and the fund choices are more abundant. Stocks buy ownership of the company.

Essentially what we buy is the profitability of the company; the fund is essentially a collective investment.

The underlying assets are relatively abundant, and stocks are just one of them.

Funds can also invest in bonds, commodities, real estate, gold, bank deposits, various indices, etc.