Senior, let's talk about the difference between everyone's insurance company and Taiping insurance company and see which insurance company is stronger. Compare which company's products are more cost-effective?
First, can you trust the insurance company?
Friends who may have a deep understanding of everyone will know that after PICC is established, Anbang Insurance will be accepted and managed according to law, and the original policies and businesses will be taken care of by PICC. Renren Insurance Company is a comprehensive insurance group focusing on property insurance, personal insurance, endowment insurance and asset management. Established in 20 19, with a registered capital of 20.36 billion yuan, it is a considerable scale, and is jointly funded by China Insurance Guarantee Fund Co., Ltd., sinopec group and Shanghai Automotive Industry (Group) Corporation.
Renren Insurance Company also has four subsidiaries: Renren Life Insurance, Renren Property Insurance, Renren Pension and Renren Assets, as well as three empowerment sectors: health pension, real estate investment and technological innovation. Through continuous efforts and development, there are 60 provincial branches and 1400 county-level branches in 3/kloc-0 provinces (autonomous regions and municipalities), and the number of institutions has actually reached the forefront of the industry.
With its takeover of Anbang Insurance Company, the quality of products is a concern of many consumers. Senior sister has sorted out the matters needing attention before you apply for insurance products. Everyone must have a look:
"The strength of everyone (Anbang) insurance company is exposed! Please pay attention to this product before buying! 》
2. What about Taiping Insurance Company?
First of all, Taiping Insurance Company was actually established in 1982 with a registered capital of more than 2.5 million yuan. It owns Taiping Pension Insurance, Taiping Life Insurance, Taiping Property Insurance and other companies, and its business scope includes life insurance, property insurance and pension insurance. Amazingly, since its establishment, China has developed rapidly and peacefully, ranking 344th in the Fortune Global 500 for four consecutive years. In 2002 1 year, the total premium of China Taiping has reached 2 175 billion yuan, including total assets, which has exceeded1trillion yuan, and the scale of assets under management is also above 1.87 trillion yuan. Through unremitting efforts, it has now become a company with more than 500,000 internal and external employees, 24 subsidiaries and more than 20 million yuan.
Since entering the new era, Taiping Insurance will make every effort to build a world-class financial and insurance enterprise with global competitiveness together with customers, partners, shareholders, employees and the public in accordance with the requirements of the new development concept, with the realm of "opening peace for all" and the development concept of "* * *" as the basic principles.
At first glance, the strength of Taiping Insurance is quite strong. For more information about Taiping, please read this article:
How can Taiping Life be reliable? A text tells you the answer! 》
Third, the insurance company big PK, Renren Insurance Company and Taiping Insurance Company, who can win?
1, company strength competition.
Renren Insurance Company was established in 20 19, with a considerable registered capital of 20.36 billion yuan, mainly funded by Sinopec Group and SAIC. Through continuous development, there are 60 provincial branches and1more than 500 county branches.
Taiping Insurance Company was established in 1982 with a registered capital of more than 2.5 million yuan. 202 1 year, with total assets exceeding 1 trillion yuan. At present, there are 24 subsidiaries and more than 2,000 operating institutions at all levels.
Suppose that from the perspective of the overall strength of the company, Taiping Insurance Company is better. However, PICC's registered capital is very strong, and it is also very strong with financial support from well-known company groups.
2. Solvency comparison
After the establishment of Everyone Insurance, Anbang Insurance took over, but it is still in the risk disposal period in the past two years, so the annual information has not been released. So we can't analyze the solvency of everyone's insurance. One of the shareholders of Everyone Insurance is China Insurance Protection Fund Co., Ltd., which is very reliable. Don't worry.
In the first half of 2022, the core solvency adequacy ratio of Taiping Insurance has reached 65,438+0.26%, and the comprehensive solvency adequacy ratio has developed to 2,365,438+0%. Insurance groups do not participate in comprehensive risk rating.
It is clearly stated in the regulatory regulations of the China Banking Regulatory Commission that the solvency requirements of companies need to meet three major requirements: the core solvency adequacy ratio should not be less than 50%; The comprehensive solvency adequacy ratio is not less than100%; The comprehensive risk level shall not be lower than Grade B. ..
According to the data content, we can know that the solvency of Taiping Insurance has reached the standard.
3. Comparison of superior insurance types
The advantages of everyone's insurance include health insurance, annuity insurance, life insurance and medical insurance. For example, Ai Jia series of critical illness insurance, Xinxiang series of annuity insurance, whole life insurance series handed down from ancient times and Xinyi guardian series of medical insurance are all its advantages. However, because everyone's insurance company has just been established, many small partners are unfamiliar with the products of this insurance company or are afraid to buy them. Small partners who want to invest in PICC products can take a look at this evaluation article:
"Everyone is the big secret of the income surprise of the richest man's house pension annuity insurance! Look before you buy it! 》
Accident insurance, life insurance, annuity insurance, etc. It belongs to the main types of Taiping Insurance, such as comprehensive accident insurance, Meilijinsheng whole life insurance and Fushou Jinsheng annuity insurance. Are its best-selling products.
Generally speaking, Taiping Insurance is better than Everyone Insurance in all aspects, but as a new company, the future of Everyone Insurance Company is still worth looking forward to. What you need to pay attention to when buying insurance is whether the protection is good or not, whether the protection is enough and so on. Insurance companies are reliable under the strict supervision of CBRC. You can choose insurance companies according to your own preferences.
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