1. It takes about two or three to confirm the funds bought in Jingdong Small Treasury.

2. jingdong vault is similar to the Yu' ebao launched by Ali. Users can buy money fund products after transferring funds into the vault, and the funds in the vault can also shop in JD.COM Mall at any time.

The "small vault" is based on the online banking wallet, which is the carrier of JD.COM's account system. Its purpose is to integrate the shopping payment, fund management, consumer credit and investment and financial management needs of JD.COM users. The "Small Treasury" will first serve more than 1 million users in JD.COM, and closely focus on JD.COM's own business.