What is a partial debt fund?
The so-called partial debt fund means that the main direction of fund investment is bonds, and the income is higher than that of simple bond investment. Of course, the risk is also great and the overall income is moderate. The median bond investment ratio of partial debt funds is higher than the median stock investment ratio, and the difference between them is generally greater than 10%.
Debt-biased funds are the first choice for stable investors and safe-haven funds, with the characteristics of advance and retreat, both offensive and defensive and flexible charging methods.
How to choose a partial debt fund?
1 Look at the investment targets of partial debt funds. Although the proportion of investment funds in partial debt funds is above 80%, the choice of bonds will also affect the income of the fund. Many partial debt funds favor credit bonds. The so-called credit bonds refer to institutional bonds, corporate bonds and corporate bonds other than government bonds and central bank bills. The income is higher than the national debt, but the risk is also higher than the national debt.
2 look at the charging method. The purchase, subscription and management costs of bond funds are relatively low, and the charging method is flexible, which is beneficial to all kinds of fund investment. Investors can freely enter and leave, and they can transfer their skills when they need funds urgently, which has a good hedging effect.
3 Look at the past performance of fund managers and the comprehensive asset management ability of fund companies. Different from pure bond investment, partial debt funds have higher risks and higher requirements for fund managers or fund companies. Investors can choose some fund products with brand advantages.