Reliability Analysis of Taikang Huixuan Yuetai 1 Hybrid Power Part I: Product Background
Taikang Pension Insurance Co., Ltd. is the issuing company of Taikang Huixuan Yuetai Hybrid 1, established in 2007, with a registered capital of 4 billion yuan and accumulated assets under management exceeding 2 10 billion yuan. In addition, Taikang Huixuan Yuetai Hybrid 1 was entrusted to China Merchants Bank Co., Ltd., both of which are relatively strong. From the product background, the number 1 of Taikang Huixuan Yuetai Hybrid is quite reliable.
Reliability Analysis of Taikang Huixuan Yuetai 1 Hybrid Power Part II: Risk Level
The risk level of insurance wealth management products on Tencent Wealth Management is generally medium risk, while the risk level of Taikang Huixuan Yuetai Hybrid 1 is medium and low risk, slightly lower than other products. Moreover, the product assets of Taikang Huixuan Yuetai Hybrid 1 are mainly invested in some fixed expected income assets, and the low investment risk can also indicate that the product is more reliable.
Reliability analysis of Taikang Huixuan Yuetai 1 hybrid power Part III: Calculation method of expected income
Taikang Huixuan Yuetai Hybrid 1 is a net-worth product, which determines that the expected income of the product is related to the unit net value. Although the product of Taikang Huixuan Yuetai Hybrid 1 mentioned above has a low risk, if the unit net value is lower when it is taken out than when it is bought, there will be a loss, which is more likely to happen when the product is held for a short time.
The historical performance of Taikang Huixuan Yuetai Hybrid 1 shows that there is no loss after holding the product for more than 90 days, so even if the expected income fluctuates with the net value, the expected income can be obtained in the medium and long term.
Based on the above analysis, Taikang Huixuan Yuetai Hybrid 1 has a good background and low risk, but the calculation method of expected income determines that its short-term holding may lose money. If everyone can hold it stably for a long time, this product is still relatively reliable.