Like American exam scores, stock investment risk assessments also have levels. Let me share with you what are the risk assessment levels of stock investment.

The Securities Association of China (hereinafter referred to as the Securities Association) issued the "Implementation Guidelines for the Suitability Management of Investors in Securities Business Institutions (Trial)" (hereinafter referred to as the "Guidelines"). The relevant person in charge of the association today issued the "Guidelines" Answered reporters’ questions regarding the Guidelines.

The person in charge of the China Securities Association stated that the "Guidelines" clarify the methods for securities operating institutions to understand investor information and the methods for assessing the risk tolerance of ordinary investors. For ordinary investors, the risk tolerance level is divided into five levels from low to high. For professional investors, the "Guidelines" clarify the certification materials and operating procedures required to become a professional investor as stipulated in the "Measures for the Suitability Management of Securities and Futures Investors". Securities operating institutions can understand the basic information of investors through various methods such as investors filling out the "Investor Basic Information Form", and conduct a comprehensive assessment of their risk tolerance through methods such as investors filling out the "Investor Risk Tolerance Assessment Questionnaire". Securities operating institutions can divide ordinary investors into at least five levels from low to high according to their risk tolerance levels, namely: C1, C2, C3, C4, and C5. Investors should be informed of specific classification standards, methods and changes. The "Investor Basic Information Form" and "Investor Risk Tolerance Assessment Questionnaire" should be filled in by the investor himself or a legally authorized person. Securities operating institutions and their staff shall not induce, mislead, or deceive investors explicitly or implicitly, or affect the filling results. The "Investor Basic Information Form" and the "Investor Risk Tolerance Assessment Questionnaire" are attachments to the "Guidelines" and are only a template for reference by various securities operating institutions.

At the same time, the person in charge of the China Securities Association also said that securities operating institutions can use the "Investor Risk Tolerance Assessment Questionnaire" to evaluate investors' financial status, investment knowledge, investment experience, investment objectives, risk preferences, age, and educational background. , marriage and family situation and other information to understand.

Risk assessment questionnaire is a way to understand investor information, and it has also been a common method in the past. But questionnaires are not the only way to understand and assess an investor’s risk tolerance. Business organizations should also “get to know your customers” through a variety of methods and channels based on their own actual conditions. By rationally designing the questionnaire questions and scientifically setting the score weights, it basically reflects the risk tolerance of most ordinary investors. The operating institutions comprehensively consider income sources, asset status, debt, investment knowledge and experience, risk preferences, integrity status, etc. Ordinary investors are divided into five categories (C1 to C5) according to their risk tolerance from low to high. After classifying the risk levels of ordinary investors, we can more specifically recommend products and services that match their risk levels. It can also help ordinary investors choose products and services that are more suitable for them, and allocate assets reasonably to reduce investment. losses and increased investment returns.

Ordinary investors will be divided into five categories from low to high according to their risk tolerance level:

1. Score below 20 points: Conservative investors can make low-risk investments;

2. A score of 20~36 points: a prudent investor who can make medium and low-risk investments;

3. A score of 37~53 points: a prudent investor who can make medium-risk investments Risk investment, you can buy A-share stocks;

4. Score 54~82 points: Active investors, you can make medium and high risk investments. You can buy Southbound Stock Connect stocks;

5. Score 83 or above: Radical investors can make high-risk investments.