Many friends want to know what kind of money fund to buy for the first time. Today, Bian Xiao shared an article about what kind of money fund to buy for the first time according to his own experience. I hope it will help everyone. Friends who feel useful remember to collect this website!

How to choose a money fund for the first time?

With the development of social economy, people's demand for investment is higher and higher. Money fund has become a choice for people to invest, because compared with other investment varieties, the income is relatively stable and the risk is relatively low. For first-time buyers, how to choose a suitable money fund has become a difficult problem.

First, choose a fund company with high credibility.

Money funds invest in short-term bonds, so the credibility of fund companies is very important. Choosing a fund company with high credibility can avoid the risks of the fund company. Generally speaking, there are some big fund companies, such as Huaxia Fund, harvest fund Fund, E Fund, Bosera Fund and southern fund. Their reputation is relatively high and they are also the choice of relatively stable investors.

Second, choose a fund with low commission.

When buying money funds, you also need to pay attention to choosing funds with low commissions. Because the income of the money fund is relatively low, if the commission is too high, it will directly affect the income of investors. When choosing a fund, we should not only pay attention to the income of the fund, but also pay attention to the commission of the fund. Usually, the commission of some internet fund platforms will be lower than that of traditional fund sales organizations, and investors can choose funds with relatively low commissions according to their own conditions.

Third, choose a fund with stable income.

Investors also need to choose funds with stable returns. Because money funds are low-risk and low-yield investments, the stability of income is particularly important. When choosing a fund, you can check the historical rate of return and investment strategy of the fund. Generally speaking, the income of money funds investing in large-scale high-quality enterprises is relatively stable.

People who buy money funds for the first time can consider from three aspects: choosing a fund company with high reputation, choosing a fund with low commission and choosing a fund with stable income, so as to choose a money fund that suits them. When choosing a fund, you should also pay attention to your risk tolerance and investment purpose in order to maximize your income.