Zhongguancun Bank, the first private bank in Beijing approved by China Banking Regulatory Commission, officially opened on July 17, 2007. It is a regular bank with a financial license, so Jingdong Finance Beijing Zhongguancun Bank is safe.

2. Which online loan is Beijing Zhongguancun Bank Co., Ltd.?

Beijing Zhongguancun Bank Co., Ltd. is not an online loan, but a bank loan. Because Beijing Zhongguancun Bank is the first individual bank in Beijing to be allowed to open, it officially opened on July 16, 2065438. In the planning of Zhongguancun, it promoted the establishment of Zhongguancun Bank, participated in the construction of the national OTC market, and accelerated the establishment and development of the Beijing Stock Exchange Center. Zhongguancun Bank officially opened on July 20 17 16, so Beijing Zhongguancun Bank Co., Ltd.

Is Beijing Zhongguancun Personal Co., Ltd. a liar?

What are the application conditions for personal credit loans?

1. China citizens who have a fixed residence in China and a fixed residence in local towns and have full capacity for civil conduct;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. Obtaining a personal credit rating above Grade A in China Industrial and Commercial Bank;

5. Open a personal settlement account in China Industrial and Commercial Bank;

6. Other conditions stipulated by the bank.

4. Which online loan is Beijing Zhongguancun Bank?

Beijing Zhongguancun Bank is not an online loan, but a bank loan. Beijing Zhongguancun Bank is the first individual bank to be allowed to open in Beijing. It is planned to promote the establishment of Zhongguancun Bank in July 20 17 and 16, and accelerate the establishment and development of Beijing Stock Exchange Center. 20 17, 16 Zhongguancun in July.

1. Zhongguancun Bank became the first private bank in Beijing.

Beijing finally welcomed the first local private bank. 65438+February 2 1, 1 1 Oriental Yuhong, Bi Shuiyuan, Light Media, UFIDA and other A-share listed companies announced that Beijing Zhongguancun Bank Co., Ltd. was approved by the China Banking Regulatory Commission and Beijing Banking Regulatory Bureau to build. Beijing Zhongguancun Bank should build it by itself. Beijing Zhongguancun Bank is the first private bank in Beijing.

Second, Zhongguancun Bank is positioned as a technology bank.

According to informed sources, Zhongguancun Bank will become an Internet bank. Relevant data show that Beijing Zhongguancun Bank has a registered capital of 4 billion yuan, of which UFIDA contributed165438+92 million yuan, holding 29.8% of the shares, making it the largest shareholder of the company. 800 million yuan, holding 27%, and the shareholder ranks second; Listed companies such as Light Media, Oriental Garden, Donghua Software, Huasheng Tiancheng, Oriental Yuhong, Metano and Dinghan Technology also participated in the equity subscription of the bank.

To sum up, a private bank, including Zhongguancun Bank, will go through a period of exploration. Due to the short opening time, the first batch of private banks urgently need to finalize their business model and organizational structure as soon as possible on the road of differentiation. Zhongguancun Bank needs to compete with private banks before joining.