You can buy both. Index funds pursue market returns, not excess returns. If investors are unable to choose high-quality funds and can accept market returns, they will choose index funds. If investors have the ability to choose high-quality funds and pursue excess returns, they will choose non-index funds.

Index funds are passive funds. Index funds follow a specific index and buy all or part of the constituent stocks in the index in order to obtain the same income as the market.

Tips: The above contents are for reference only. Investment is risky, so be cautious when entering the market.

Reply time: 2021-11-29. Please refer to the latest business changes announced by Ping An Bank in official website.