The common sense of buying a fund is: 1. Never look at last year's fund rankings to buy funds. 2, the fund is not the lower the net value, the more cost-effective, nor the higher the net value, the better the quality. There is no direct relationship between fund net value and quality. Don't buy it indiscriminately as soon as it comes up. Be sure to choose the right fund according to your risk tolerance. 4. When the fund is redeemed, you can choose to redeem the balance or the bank card. Be sure to read carefully before choosing. 5. The transaction cost of the fund is high, so don't use day trading to avoid unnecessary losses.

Fund introduction

Fund broadly refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, fund is a narrow concept, which refers to funds with specific purposes and uses, while the fund we mentioned mainly refers to securities investment funds.

According to different standards, securities investment funds can be divided into open-end funds and closed-end funds. Among them, open-end funds are listed open-end funds. After the issuance, investors can purchase and redeem fund shares at designated outlets or buy and sell funds on exchanges, which is especially suitable for small and medium-sized investors to invest.

Open-end fund is one of the basic forms of fund operation in the world. Fund management companies can sell new fund shares to investors at any time, and also need to buy back their fund shares at any time at the request of investors. Open-end funds have become the mainstream of the international fund market. More than 90% of the fund markets in the United States, Britain, Hongkong and Taiwan Province Province are open-end funds.