Confirm the share on the second trading day (excluding weekends and legal holidays) after purchasing the fund products, and check the profit and loss on the second trading day (no later than 6: 30) after confirmation. In addition, the deadline for subscription and share confirmation on trading day is 15: 00 every day, and the subscription after 15: 00 is equivalent to the subscription on the second trading day.
If the user bought it after 3 pm on June 2, it is equivalent to buying it on June 3 and confirming it at 3 pm on June 4. I bought it before June 2nd15th, and it will be displayed the next day.
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Precautions:
Generally speaking, you should buy when the stock market or economy is at the bottom of the fluctuation cycle and sell at the peak. When the economic growth rate drops to the bottom, the investment proportion of bond funds can be appropriately increased and new funds can be purchased in time. If the economic growth rate starts to increase, we should increase the proportion of partial stock funds and pay attention to the old funds that have been listed. This is because the old fund has completed the opening of positions, and the cost of opening positions will be lower.
Fund management companies should charge certain fees to investors when issuing and redeeming funds. There are two main charging modes: front-end charging and back-end charging. The front-end charge is the charge at the time of purchase, and the back-end charge is the charge at the time of redemption.
Under the back-end charging mode, the longer the fund is held, the lower the charging rate, which generally decreases at a rate of 20% every year until it is zero. Therefore, when users are ready to hold funds for a long time, choosing the back-end charging method is conducive to reducing investment costs.
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